If you are trying to take control of your finances, you are probably already aware that managing your credit wisely is one of the steps to ensuring financial stability and success. To manage your credit wisely though, you need to be well aware of where you stand at the moment in terms of your credit score. This shouldn’t be to hard to do since all you really have to do is to obtain a copy of your credit report.According to the Data Protection Act of 1998, you are entitled to a copy of your credit report. You can easily get a copy of your credit report online by using the services of companies like Experian, Equifax, and the Callcredit Information Group, that provide concerned consumers with copies of their credit report. The good thing about both of these companies is that they will b ppi reclaims oth allow you to view your credit report for free when you sign up as a member. Note though that you will only be able to view your credit score for a limited period of time this way, since it is just a free trial period and version. If you want a full copy of your statutory credit report, you will need to pay 2 . This amount is the rate that the UK allows these companies to charge you for furnishing you a copy of your credit report. Once you apply for a copy of your credit report, the processing time can be anything from instant to a few days. It would definitely be faster if you are able to supply all the required information, especially all the addresses you lived in for the past 6 years. You have the choice of either viewing your credit report online, or having it it posted to you.