I mentioned back in my article “Mutual Funds are the way to go in IRA and 401K funding” on 11/23/2009 and I mentioned a few mutual funds which are up this year some 7% to 9%. Now is the time to reallocate your IRA and 401K plan; allocate 25% to company stock in the 401K plan and get into Mid-Cap Value and Large Cap Value mutual funds.The recession might not feel over and again a jobless recovery is playing out; but with companies that have Trillions of dollars on their balance sheets, the upcoming November election and year to date mutual fund returns nearing 10%; the S&P isprojected to produce double digits within the next 6-12 months. Yes Virginia – what is good for Wall Street ain’t always go for Main Street. But the economy is recovering – albeit sl employment law advice for employers owly.FDVLX is up over 9%, FLPSX is up over 9% and FCNTX is up over 7% THIS YEAR ALONE AFTER I FIRST MENTIONED AND RECOMMENDED THAT YOU LOOK INTO THESE Fidelity No-load mutuals funds. UPDATE: FLPSX did 20% in 2010, FDVLX did 22% in 2010 and FCNTX did 16% in 2010.Its getting better and Wall Street will turn around first before Main Street does and what is good for Wall Street is not always good for Main Street unfortunately?.but knowing that could be good for you. And like I said in The 11/23/2009 article: “Slow, steady investment and dollar cost averaging never hurt anyone, especially the 20 and 30 somethings who have time to over come the downturns in the economy.Learn and Prosper!Steven Kinney is a trend trader and has several websites: www.tradeforothers.